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Personal Loans Up to $50K from 5.34%–35.99% fixed APR.
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How It Works
Request Funds
Submit your funding request from anywhere with any device.
Get Your Results
Receive an approval decision from our network in as little as 2 minutes.
Start Spending
Receive funds in your account as soon as the next business day*
Personalized FundingOne-of-a-Kind
Personal Loans
LavishFinancial provides insider-access to premium lenders who are ready to fund all your needs. Unlike other types of funding, personal loans cover a wide range of expenses, so whether you're looking forward to a kitchen remodel or your next international vacation, a personal loan can help you out. But why go with any personal loan? Get the white glove treatment and the best service with LavishFinancial. Just fill out our online form to connect with a lender and receive your funds. After that, spend however you want.




Understanding Your Loan APR • Annual Percentage Rate
Understanding your Annual Percentage Rate, or APR, will help you repay your debt faster so you get more out of your personal loan. APR is the yearly rate you are charged to take out a personal loan. LavishFinancial is not a lender and doesn't provide funding, but we do act as a loan concierge, connecting borrowers with a trusted network of lenders who provide one-of-a-kind loan assistance. LavishFinancial can't provide the exact APR, but we can tell you that your rates will vary based on the information you'll provide in your loan request. LavishFinancial does not charge for our service.
Amount | Period | APR | Monthly | Total Paid |
---|---|---|---|---|
$20,000 | 24 mo | 24% | $1057.42 | $3172.26 |
$38,000 | 36 mo | 32% | $1655.07 | $8,189.12 |
For more information check our Rates & Fees
Purple is the
new color of money.
Welcome to LavishFinancialPersonalized Funding for
Anything You Could Want









Stop putting off that remodel or refurnishing. Make those dream improvements today.
— Upgrade your homeMoving costs can add up.
Get a personal loan and finance any moving expenses.
Don't put off the medical care you need because of costs. Get a personal loan and finance your medical care.
— Pay your medical billsSimplify bill paying. Consolidate your debt and pay it off at your pace with a single monthly payment.
— Consolidate your debtPurple is the
new color of money.
Here to HelpGet Answers to Common Questions
How quickly can
I get a loan?
On average, borrowers receive their funds within 5 days of accepting their loan offer.
What can I use
my loan for?
Your loan can be used for debt consolidation, medical expenses, home improvement and more…
Will checking my rate affect my credit score?
To ensure you lock in the best APR, lenders may use soft inquiries to determine your personal loan interest rates. This shouldn’t affect your credit score, however, please be advised.
Can I pay off my
loan early?
Check with your lender. Some lenders have a prepayment penalty if you pay off your loan early, so always review your terms and conditions carefully.
How do I consolidate my debt with the loan?
If approved for funding, the full loan amount will be automatically deposited into the bank account you provided in your loan request. Once you receive the funds in your account, you can log into wherever your debt is managed and use the funds to pay off your debt.
How quickly can
I check my rate?
Your loan rates will appear in as little as 2 minutes from submitting your information.
How does my
money arrive?
Your funds are deposited to your personal bank account.
For more answers visit our Help Center