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How does this work?

You should never have to pay more on a personal loan than you need to. That’s why we’ve provided you with a useful tool to help calculate the payments you will make on your loan. If you are planning to take out a loan to cover a major expense, consolidate debts, or to fill gaps in your budget, use the calculator first so you can make informed decisions regarding your finances.

Start by entering the amount you would like to borrow, then use the calculator to figure out your ideal interest rate, plan out your repayment schedule, or see the total amount you would need to pay back.

How can this help?

Regardless of your financial needs, the more knowledge you have about your loans, the better off you will be. Knowing your interest rate can help you determine what your financial future is going to look like after taking out a personal loan, and it can help you determine what the best rates are going to be.

Whenever you are taking on debt, you are also signing up to pay an organization back over a number of months or years. With this in mind, you should be sure to do as much research as you can to find out how to make the best possible decisions for you and your finances. This calculator won’t give you all the answers, but it will be an effective planning tool as you think about taking on a personal loan.

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